• Lacrosse

  • Tee Ball

  • Tennis

  • Socccer

 

  • Softball

  • Swimming 

  • Volleyball 

 

AMATEUR SPORTS INSURANCE

 

Amateur Sports- Teams, Leagues & Associations

World Events Specialty Insurance has top rated markets to quote package or monoline insurance for a sport league. Our most frequently written sports leagues, teams, camps or clinics include:

  • Baseball

  • Basketball

  • Flag Football 

  • Golf

For Camps, Clinics or Tournaments see Sports Events

Program Summary

 

This program is designed for U.S.-based teams, leagues, clubs and associations conducting youth or adult amateur sports activities. Coverage provided under this program includes important liability protection for the organization, including its employees and volunteers, for liability claims arising out of its operations. ​

Coverages Can Include:

 

  • Commercial General Liability (“slip and fall”) coverage

  • Damage to rented premises 

  • Directors and Officers Liability

  • Employment Practices Liability

  • Inland Marine (Property & Equipment)

  • Abuse & MOlestation

 

  • Special Event coverage

  • Excess Liability

  • Hired and Non-owned Auto

  • Additional Insured coverage available for venues/lessors, and sponsors

 

Additional Tools

 

FAQ's

Request a Certificate

Risk Management

Workers Comp

Equipment Coverage

Forms & Apps

Sports Leagues

SPORT CLAIM EXAMPLES:

 

  • Property Claim: The local basketball organization’s storage trailer was broken into by vandals. All the uniforms for the teams were stolen, as well as other miscellaneous sports equipment. The organization suffers a loss of $10,000 as a result of the stolen property..

  • General Liability Claim: A youth basketball team was holding a basketball tournament at a YMCA. During the game the gymnasium floor was damaged. The property owner held the basketball team liable for the property damages totaling $10,200.

  • Hired / Non Owned Auto Claim: A coach for the soccer team was driving to the sporting goods store to pick up uniforms for the organization’s soccer team. While in route to the sporting goods store, the coach sideswipes another vehicle. The coach suffers minor injuries, but the other driver sustains severe bodily injuries and sues the coach’s personal auto policy. The other driver’s injuries are so severe they ultimately exceed the coach’s personal auto limits and a secondary claim is made against the hired/non-owned policy of the sports organization.

  • Abuse and Molestation Claim: The youth girl’s volleyball team is traveling overnight for an out of town weekend tournament. The star player cannot make the trip, because her parents' are working the weekend of the tournament. The head coach offers to take the girl to the tournament and her parents consent. During the trip, the girl is sexually molested by the coach. The girl’s parents sue the organization’s Abuse and Molestation coverage for bodily injury and mental duress.

  • Employment Practices Claim: A mother volunteers to serve as the treasurer for her daughter’s lacrosse. After serving for a week the organization’s president tells her he is making her the organization’s secretary, because that role is more suitable for a woman. The organization immediately replaces her as treasurer with a father of another player. The woman sues the organization’s Employment Practices policy for sexual discrimination.

  • Equipment Breakdown Claim: A gymnasium’s cast-iron steam boiler experienced a low-water condition causing extensive damage to several sections of the unit resulting in $18,375 property damage. The boiler was replaced in five days, and in that time, numerous games had to be relocated to accommodating facilities for an extra expense of $2,200.

 

2010 - present

2010 - present

Please note that a $25.00 administrative fee will be added to all policies.
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