You are having a party. Does your venue require Liability Insurance? What happens if someone is injured at your party? Liability Insurance covers you in the event that you become legally responsible for bodily injury, personal injury or property damage caused by an accident that occurs during your covered event. When you purchase Liability coverage, Host Liquor Liability is automatically included.


Program Summary


This program provides primary event liability coverage for short-term non-sports events. This program can provide coverage for events held at a single location up to 10 consecutive event days and up to a maximum total attendance of 15,000. Coverage for an additional 5 setup days (if coverage is purchased far enough in advance) and 5 tear down days is automatically provided. 

  • Certificate of Insurance - obtain a Certificate of Insurance with your event site named as an Additional Insured.

  • Host Liquor Liability - provides protection against claims of bodily injury or property damage brought by parties injured as a result of an intoxicated guest who was served alcohol at an event you hosted.

  • Property Damage Liability - Equipment coverage for all owned or rented equipment.


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Additional Tools



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Risk Management

Workers Comp

Equipment Coverage

General Liability Limits

  • $1,000,000 Occurrence

  • $5,000,000 General Aggregate

  • $5,000,000 Products-Completed Operations Aggregate

  • $1,000,000 Personal and Advertising Injury

  • Damage to Rented Premises coverage does not apply to facility rentals longer than 7 days

  • $1,000,000 Damage to Premises Rented to You

  • $5,000 Medical Payments


Forms & Apps


Private Events

2010 - present

General Liability Notable Exclusions

  • Asbestos Exclusion

  • Lead Exclusion

  • Fungi/Bacteria Exclusion

  • Abuse or Molestation Exclusion

  • Amusement Devices Exclusion

  • Fireworks Exclusion

  • Exclusion - Designated Products (products coverage is not provided for guns, knives and other weapons or automobile, aircraft and watercraft parts)

  • Exclusion - Bodily Injury to Performers

  • Exclusion - Bodily Injury to Athletic or Sports Participants


2010 - present

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