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This program has been designed for U.S.-based teams, leagues, clubs and associations conducting youth or adult amateur sports activities. Coverage provided under this program includes important liability protection for the organization, including its employees and volunteers, for liability claims arising out of its operations. For eligible sports and age groups reported to World Events Insurance, covered operations consist of your scheduled, sanctioned, approved, organized and supervised practices, try-outs, clinics, games, play-offs and tournaments in which you participate. In addition, coverage is provided for your concession stand operations, parades in which you participate, picnics, award banquets and ceremonies and incidental fund-raising activities involving the sale of products, coupons, raffle tickets and services, such as; car washes, bake sales and coin drops.

Note: Sports organizations that may not be eligible for the program outlined below and/or have more complex coverage needs should visit our Amateur Sports Associations program administered in our Sports Unit.

Eligible Operations

Operations providing instruction, practice, and competition in the following sports and age groups are eligible for this program, with coverage to be provided based on Class A or Class B classifications.

Class A Sports
- Box Lacrosse - Inline Skating
- Broomball - Lacrosse (age 20 & over)
- Diving - Soccer (age 20 & over)
- Dodgeball - Water Polo (age 20 & over)
- Ice Hockey - Wrestling (age 20 & over)
- Inline Hockey -

Class B Sports

- Baseball/T-ball - Soccer (age 19 & under)
- Basketball - Softball
- Baton twirling - Squash
- Cheerleading (age 19 & under) - Swimming
- Cricket - Tackle football (age 19 & under)
- Drill team (age 19 & under) - Tennis
- Deck/floor/field Hockey - Track & field
- Flag/touch football - Ultimate frisbee
- Frisbee - Umpire/referees associations
- Golf - Volleyball
- Kickball - Water polo (age 19 & under)
- Lacrosse (age 19 & under) - Wrestling (age 19 & under)

Ineligible Operations

- BMX/Stunt Cycling - Intercollegiate/Interscholastic Teams, Leagues and
- Boating Activities
Associations
- Boxing - Mixed martial arts
- Cheerleading (age 20 & over) - Rugby
- Cycling - Shooting Sports
- Drill team (age 20 & over)
Skateboarding
- Equestrian - Skiing (snow or water)
- Extreme/stunt inline skating - Strength & Conditioning
- Gymnastics/cheer/dance/martial arts studios - Surfing
- Inline extreme/stunt skating - Tackle Football (age 20 & over)

Sports Groups that are affiliated with the following organizations are Not eligible for this program but may contact our Sports Unit.

- American Amateur Baseball Congress/AABC - Dixie Boys Baseball
- American Youth Football - Dixie Youth Baseball
- Babe Ruth/Cal Ripken Baseball - Dixie Softball
- Babe Ruth Softball - U.S. Youth Soccer Association

Coverages Available

Commercial General Liability

Equipment & Contents Coverage (Inland Marine)

- Bodily Injury & Property Damage

- Contractual Liability Directors and Officers Liability, including
- Personal & Advertising Injury Employment Practices Liability
- Medical Expense (other than participants)
- Damage To Premises Rented to You Hosted Tournament Coverage
- Products-Completed Operations
- Legal Liability to Participants (not available for all sports)
Premises Liability for Sports Fields
- Professional Liability (not available for all sports)
- Medical Payments for Participants (not available for all sports)
Abuse, Molestation, Harassment or Sexual
- Hired Auto and Employers Nonownership Liability (not Conduct Defense Cost Reimbursement Coverage

provided while in Hawaii)


Event Cancellation

Program Features

Owners of premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.
Coverage can be provided to tournaments you host that include participants that are not registered members of your organization. An additional fee will apply.

Notable Exclusions

- Abuse, Molestation, harassment or sexual conduct - Haunted Attractions
- Amusement Devices (e.g.: rides, slides, inflatables, - Lead

bungees, climbing walls, or dunk tanks) - Non-rostered participants at tournaments
- Asbestos
hosted by the insured
- Baby-Sitting/Child Care Services - Operation, ownership, or management of any athletic field
- Carnivals/Festivals
or facility, other than while being used for covered activities
- Climbing Walls - All operations listed as ineligible
- Concerts - Outside vendors/concessionaires in conjunction with your
- Employment-Related Practices
organization
- Events involving Gambling (e.g.: bingo, casino nights, - Sport Events/Activities involving participants in sports other

poker, Texas hold'em tournaments)
than those reported and for whom a premium has been paid

Fungi or Bacteria - Transportation of Athletes/Participants
- Events where alcohol is furnished or served - Premises Liability For Sports Fields


- Fireworks

Underwriting Information Required

The following information is required 10 business days prior to the desired effective date:
- Completed and signed enrollment form
- Full payment by check or credit/debit card

Eligible Risks For This Program

- Amateur Sports Recreational Adult/Youth Leagues - Amateur Sports Recreational Teams
- Amateur Sports Instructional Programs - Program Highlights

Common Associated Exposures:

- Banquets/Award Ceremonies

- Fund Raisers

-

Hosted Tournaments

ONLINE QUOTE FORM

PRINTABLE APPLICATION & DOCUMENTS

Last Updated on Monday, 11 January 2010 00:59